O stanowisku
What we do?
UniCredit in Poland belongs to one of the largest financial groups in Europe, serving over 20 million Clients, including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams, acting as the Group’s pan-European innovation hub.
We are creating ultra-fast and transparent banking with an “all-in-one” application and new opportunities for all Clients - individual, business, and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.
Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration, engagement, and achieving ambitious goals.
We are looking for a Corporate Credit Risk Analystto join us at this pivotal moment, share our vision, and help shape the future of European banking.

Czy do nas pasujesz?
Minimum 5 years of experience in corporate credit risk, preferably within the Polish market
Strong knowledge of credit risk processes, including credit granting, monitoring and portfolio management
Proven experience in financial analysis and credit risk assessment
Good understanding of collateral structures, credit bureaus and external data sources
Knowledge of Polish regulatory and supervisory requirements
Strong analytical skills; experience with data analysis and SQL is an advantage
Bachelor’s or Master’s degree in Finance, Economics, Banking or a related field
Strong communication and presentation skills with the ability to work effectively with business and risk stakeholders
Team-oriented mindset, high level of ownership and ability to work in a dynamic environment
Very good command of English and Polish (written and spoken)
Czym się zajmiesz
Conduct credit risk assessments for corporate clients, including periodic reviews and ongoing monitoring
Perform in-depth financial analysis (financial statements, cash flows, business models) to define credit limits and assess risk appetite
Participate in credit decision-making processes, including preparation of credit recommendations and materials for credit committees
Manage and monitor a credit portfolio, identify early warning signals and propose risk mitigation actions
Set, monitor and review counterparty and settlement limits in line with internal policies and Group standards
Supporting development, implementation and reviews of credit risk policies, processes and risk frameworks, ensuring compliance with Polish regulatory requirements
Perform data-driven analyses to derive portfolio insights, monitor portfolio performance and support proactive risk management
Prepare clear portfolio analyses, risk reports and recommendations for senior management and Group stakeholders
Minimum 5 years of experience in corporate credit risk, preferably within the Polish market
Strong knowledge of credit risk processes, including credit granting, monitoring and portfolio management
Proven experience in financial analysis and credit risk assessment
Good understanding of collateral structures, credit bureaus and external data sources
Knowledge of Polish regulatory and supervisory requirements
Strong analytical skills; experience with data analysis and SQL is an advantage
Bachelor’s or Master’s degree in Finance, Economics, Banking or a related field
Strong communication and presentation skills with the ability to work effectively with business and risk stakeholders
Team-oriented mindset, high level of ownership and ability to work in a dynamic environment
Very good command of English and Polish (written and spoken)
Benefity i zalety
Brzmi jak oferta dla Ciebie?
Do negocjacji · UniCredit Polska · Warszawa
Na stronie firmy UniCredit Polska · ~2 minuty