About the role
What we do?
UniCredit in Poland belongs to one of the largest financial groups in Europe, serving over 20 million Clients, including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams, acting as the Group’s pan-European innovation hub.
We are creating ultra-fast and transparent banking with an “all-in-one” application and new opportunities for all Clients - individual, business, and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.
Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration, engagement, and achieving ambitious goals.
We are looking for a Structured Finance Managerto join us at this pivotal moment, share our vision, and help shape the future of European banking.
Do you fit?
Understanding of the Commercial Real Estate (CRE) market, property valuation methodologies, and real estate development/investment cycles
Advanced knowledge of financial analysis and the ability to derive strategic conclusions
Strong analytical skills in credit risk assessment specific to property assets, debt structuring, and the analysis of financial forecasts
Advanced English and Polish (written and spoken), a mandatory requirement for drafting credit applications, establishing relationships within the UniCredit Group, and negotiating financing documentation
Proficiency in MS Office/Google Workspace, with a particular emphasis on Excel/Google Sheets for financial modeling purposes
High level of independence and the ability to prioritize tasks in a dynamic transactional environment
Strong commitment to ongoing processes and high professional conduct in relations with clients and business partners
Practical knowledge of CRE LMA documentation standards and legal structures
Nice to have: Experience with sustainable real estate frameworks (ESG certifications like BREEAM/LEED, green loans/bonds), Professional certifications such as CFA, RICS, CIMA, or ACCA
What you'll own
Structuring debt financing (on-balance sheet) tailored for real estate transactions, including acquisition, construction, and refinancing of commercial properties (office, logistics, retail, residential for rent / PRS)
Preparing comprehensive credit applications in English, including end-to-end risk assessment and financing terms
Presenting applications to decision-making bodies, including direct advocacy before credit committees, also at the UniCredit Group level in Milan
Actively negotiating credit documentation (including CRE LMA standards) and transaction terms with clients, advisors
Jointly managing client relationships in cooperation with the relationship unit
Collaborating with Group units within an international environment
Benefits & perks
Sound like you?
Negotiable · UniCredit Polska · Warszawa
On UniCredit Polska's website · ~2 minutes
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